How To Stop Collection Calls
I Help You Resolve Your Debt So You Can Answer Your Phone Again
Debt doesn’t just cause you to spend sleepless nights worrying about how you are going to pay your bills or whether you will be able to keep your home. Constant calls from creditors can make answering your phone one of the most stressful things that you do.
After 20 years of service in Georgia, attorney Allen Hammond is a well-respected name in the legal community. I earned my reputation by providing quality service in a timely manner. I know how to stop collection calls and creditor harassment. Call me at my office in Jonesboro at 770-603-6572 to learn more about how I can help you.
The Automatic Stay Makes It Illegal For Creditors To Call You
When you file for bankruptcy in Georgia, an automatic stay goes into effect. This is a powerful law in the federal Bankruptcy Code that makes any further collection activity illegal. There are a few things that you should know about the automatic stay.
- It stops any further collection activity, including phone calls, foreclosure, repossession and garnishment.
- It is automatic. As the name applies, it goes into effect the instant your bankruptcy is filed.
- It is temporary. The stay stays in effect until your case is closed or dismissed. It is important to note that if a debt was discharged through bankruptcy, the creditor is forever prevented from any further attempts to collect on the debt.
- It applies to debt that existed at the time you filed for bankruptcy.
Bankruptcy is a complicated process and special rules do apply based on certain circumstances, which is why you absolutely should have an experienced lawyer to help successfully guide you through the process.
Put An End To Creditor Calls As Soon As Possible | Discuss Your Case For Free
Call me at 770-603-6572, send me an email or simply stop by my office to schedule a free initial consultation immediately, not days or weeks later. I will sit down with you and discuss your options for debt relief.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.