Client Resources

New Clients

Please bring the New Client Form, proof of income (pay stubs for the last two months) and your last tax return. We will get a credit report for you but please bring any bills that you have.

Current Clients

The bankruptcy court requires you to obtain credit counseling prior to filing.

There are two parts to the credit counseling required:

  • Part 1: “First Course Before You File.” Before your case can be filed, please go to and complete the “First Course Pre-Filing.” The cost is $10.
  • Part 2: “Second Course After You File.” After your case is filed you will be required to complete a course in “Personal Financial Management.” The course is online and costs $10. The website is This online course is required in order for you to receive a discharge from the bankruptcy court.

I am are a debt relief agency.  I help people file for bankruptcy relief under the Bankruptcy Code.